Professional Real Estate Services

Dream Homes For Sale......Contact Kim Ortiz at 602-413-8098 or Judy Sanaiha at 602-697-0389

Scottsdale, Fountain Hills, Paradise Valley, Cave Creek, North Phoenix, Gilbert, Tempe, Chandler, Mesa, Phoenix and Surrounding Areas.....

We are your TEAM if you are buying a new home, selling your home or need to create or add to your investment portfolio. Each and every one of our client receives impeccable service with an attention to detail. We strive to exceed all of your expectations. We are proficient in all areas of real estate and we specialize in the following:

• Home Purchases and Sales
• Multi Family Properties
• Cash Flow Properties
• Land and Lots

Our extensive knowledge can provide you with the advantage you need to obtain your dream in this ever changing real estate market.
 
Contact us:

KIM Ortiz         602-413-8098, kimortiz1@hotmail.com
JUDY Sanaiha  602-697-0389, judy@earizonarealestate.com
 

We have over 25 years experience combined.  Whether you are looking for your very first home, your luxury home, investment property; including multi family units, or land... look no further, WE are YOUR real estate experts.

Judy A. Sanaiha; Associate Broker; ABR, SFR, REO Specialist
Kim Ortiz; Associate Broker; ABR, CDPE, CRS, e-PRO, SFR

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Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

10/19/2020 11:45:50 AM +00:00

After exiting mortgage forbearance, it's possible to refinance for a lower interest rate and monthly payment. But there are special rules to be aware of.

10/19/2020 11:30:44 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher last Friday, as we predicted. And conventional loans today start at 3.063% (3.063% APR) for a 30-year, fixed-rate mortgage.  Current […]

10/16/2020 11:45:16 AM +00:00

Considering making the jump from renter to homeowner? This first time home buyer guide tells you what you need to know.

10/16/2020 11:30:18 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower again yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s suggestion from Freddie […]

10/15/2020 11:45:49 AM +00:00

It pays to shop around when you refinance. Learn about the eight best mortgage refinance companies and find out which one's right for you.

10/15/2020 11:30:15 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday, as the hours in markets unfolded much as we’d predicted. And conventional loans today start at 2.75% (2.75% APR) […]

10/14/2020 11:45:32 AM +00:00

VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Find out if you qualify for a low-rate VA loan.

10/14/2020 11:30:59 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  Absent startling developments during the […]

10/13/2020 11:45:24 AM +00:00

The median U.S. home price hit a record high during coronavirus. But thanks to low rates, home buying is still affordable for many.

10/13/2020 11:30:28 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s rates being unchanged was […]

10/12/2020 2:24:05 PM +00:00

Financial Independence Retire Early (FIRE) requires you to reduce debts and save most of your income. But home buying with a mortgage is still possible.

10/12/2020 11:30:49 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates nudged higher last Friday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  That Friday rise was […]

10/9/2020 11:30:26 AM +00:00

You can use cash out refinance funds for anything. But some uses are smarter than others. Find out if a cash-out refi is a good idea for you.

10/9/2020 11:30:16 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday for the third consecutive day. But there’s a good chance your lender will not have changed its rate card […]

10/9/2020 11:00:32 AM +00:00

The FHA 203k loan is a "home construction" loan available in all 50 states. The major benefits, plus some things to watch out for.

10/8/2020 11:45:47 AM +00:00

Should you use a conventional loan? Learn about conventional mortgage rates and requirements and find out if you qualify for one.

10/8/2020 11:30:38 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower again yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  The last two days’ […]

10/7/2020 11:45:39 AM +00:00

Review of Navy Federal Credit Union mortgages showing how the company compares to other to lenders for mortgage rates, loan options, and customer service.

10/7/2020 11:30:59 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  A fall looked unlikely yesterday […]

10/6/2020 10:45:07 PM +00:00

30-year mortgage rates chart with average 30-year rates since 1972. Rates have been dropping, but can they go lower still? Find out here.